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AGBOSAgboola Ayomide Isaac
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Concept

AJOPAY

A digital Ajo/Esusu savings and contribution product concept.

Current status

Concept

A concept in early development. Nothing has been released, and plans may change.

AJOPAY is not a live or licensed financial service. It does not hold, move or manage money.

Overview

AJOPAY is a product concept in development that explores how traditional Ajo/Esusu group savings could work digitally. It is not a live or licensed financial service.

The problem

Group contributions are common and trusted, but tracking who has paid, whose turn it is and when payouts happen is often manual and error-prone.

The approach

A digital product that would make contribution groups easier to organise and more transparent—designed carefully before anything is released.

Features

Planned — not yet released

  • Group contributions
  • Contribution cycles
  • Member payment tracking
  • Wallet functionality
  • Payouts

My role

I conceived AJOPAY and lead it as founder and builder — shaping the product, deciding what to build next, and building it under AGBOS DIGITAL SPARK.

Roadmap

Next steps are shaped by feedback. A detailed roadmap will be published here as plans firm up — tell me what matters most to you below.

Changelog

No updates logged yet.

Feedback

Help shape AJOPAY.

Suggestions, bugs, feature requests or general thoughts — every note helps the next version.

Type of feedback

Submissions are private and never published.